Note:Candidates with Video Profiles would be given preference while shortlisting, so kindly record and save your video interviews properly.
1. Develop/Maintain/Deepen the
existing portfolio with a view to enhance earnings/ improve ROA and promote
products and services
2. Develop new
business opportunity with existing clients and source new clients by relying
heavily on referral network.
evelop/ maintain strong remunerative business
relationship with allocated/ prospective customers.
nsure that all security documentation is completed by
the client before any
disbursement of the loan/s or assumption of any risk by the bank and remove any
discrepancies in documentation pointed out by CAD.
client’s day to day financial needs and requirements.
6. Negotiate the
commercial terms of transactions with customers and following up to ensure that
the customers’ requirements are effectively met.
7. Work closely
with Risk Management to identify, understand, alleviate credit risk
, whilst being
efficient in obtaining risk approvals in support of business objectives.
8. Prepare Call
Reports and outline issues and opportunities arising from client meetings to
ensure to close of sale.
9. Obtain the necessary documents/
documentary evidence/ information with a view to
assess client’s borrowing needs/ its business cash flows and Financial
projections keeping in view the past performance, industry trend, expansion
plan & economic conditions.
repare/ Process credit proposals (fresh booking, yearly renewals.
enhancement) of credit facilities in a timely manner and utilize the available
information in processing comprehensive credit proposals for consideration
& approval by the concerned authorities.
11. Keep Update ourselves latest policies/
regulations of the State Bank of Pakistan & other regulatory bodies. To
ensure that all H.O guidelines, SBP’s regulations (PRs) & others statutory
requirements are strictly met & complied with in letter & spirits.
12. Ensure compliance of internal
& external audit reports and to extend maximum cooperation to visiting
13. Ensure for
timely recovery of mark-up, principal installments
& overdue etc.
14. Responsible for maintaining and
safekeeping of credit files and ensuring that credit files are properly kept
and are updated with latest record regularly.
eep an eye on transactions/ financial conditions/
operations of allocated customers & report any anomalies that may affect bank’s
risk in future.
ttend to queries of customers and advise them
appropriately in the best interest of the Bank, making all efforts to enhance
Bank’s image in the market.
17. Make periodic
visits to customer premises to promote Bank’s business prospects
proactive identification/ assessment of any signs of deterioration in risk
indicators of the borrower/s.
Who can apply?
Minimum graduate preferably MBA in Marketing /
Finance or equivalent from a reputable institution. Any additional / relevant
certification will be considered as added advantage.
Candidate with 5-6 years of relevant experience
Good sales and negotiation skills
Proficiency in MS Office
Strong Analytical Skills
service oriented personality. Executor, excellent interpersonal and
communication skills (assertive)
PK - Pakistan
- Job Location
- Years of Experience
4 years-6 years
- Minimum Qualification
- Specific Degree Title
Sales / Business Development
- Job Category
Sales / Business Development
- Job Shift
- Age Requirement
24 - 29 Years
- Gender Requirement